Wednesday Jan 21, 2026
Mortgage Payments Increasing? Here's Why | Beyond The Sold Sign: Real Estate Unplugged
Ever opened your mortgage statement and thought… **WHY did my payment go up?!* You’re not crazy and you’re definitely not alone.
In this episode, we’re breaking down the real reasons mortgage payments increase (even when you have a “fixed” rate), and what you can do about it. We’ll explain it in a way that actually makes sense.
✅ In this episode, we cover:
• Why your mortgage payment can increase after closing
• What an escrow shortage is (and how it happens)
• How property taxes and homeowners insurance impact your monthly payment
• The difference between escrow changes vs. your actual interest rate
• What to look for on your mortgage statement
• How to avoid surprises year after year
If your payment jumped and you’re feeling stressed — this episode is for you.
📍Have a question you want us to cover next? Drop it in the comments!
🎧 Listen, subscribe, and share with a homeowner who needs this.
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